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Buying a home is a big step—and having a broker guide you through the process makes everything smoother, clearer, and far less stressful. Here’s what the journey looks like from start to finish. 1. Application: Getting the Full Picture Everything begins with your application. While some brokers prefer to send online applications, I like to start with a phone call so I can begin to get to know you and your situation, and how I can best advise you. This is where you will provid

Saving for a down payment can feel overwhelming, especially when home prices keep rising. Yet, with the right approach, you can build your savings faster than you might expect. Here are some practical, effective strategies to help you reach your down payment goal without sacrificing your daily needs. 1. Get Clear on the Real Number You Need Saving becomes a lot easier when you know exactly what you’re working toward. Instead of guessing, try this: Look at the price range of h

Choosing the right mortgage type is one of the most important financial decisions for homebuyers. With various options like fixed,...

Introduction: In a previous blog, we explored the differences between Insured, Insurable, and Uninsurable mortgages. This time, we’ll...

As interest rates rise, many homeowners will experience what is known as “Payment Shock.” This occurs when a mortgage comes up for...

While it might be tempting to put all your spare money into a down payment for your new home, there are some costs that you should...

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we...

There are many things that can affect the rate you are able to get on a mortgage. One of them is Mortgage Default Insurance. What is...

When it comes to your personal goals, a review of your finances and estate should be at the top of your list. Proper estate planning can...

Are you looking to purchase a home in Northern British Columbia and feeling a bit overwhelmed by the mortgage process? Navigating the...

Purchasing your first home is an exciting milestone, but it can also be a daunting process to navigate. As a first-time home buyer, you...